Frequently asked questions

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Is there a minimum credit score?

No. Our lending partners look at your business health and cash flow, not just a number. New, thin, or challenged credit is welcome.

How fast can I get funding?

Many approvals complete within 24 hours. Some programs take longer. We'll always let you know what to expect.

Does FairlyFunded lend money directly?

No. We're a software and referral platform. Independent, licensed lending partners make all credit decisions and fund you directly. We show you their offers with full cost transparency.

What types of funding are available?

Our partners offer term loans, lines of credit, merchant cash advances, revenue based financing, equipment financing, and SBA loans. The options shown to you depend on your business profile and what you qualify for.

How much can I get?

Funding amounts range from $5,000 to over $5 million depending on the product and your business. You'll see the exact amounts in your personalized offers after applying.

Is my data safe?

Yes. We use industry standard encryption for all data in transit and at rest. We never sell your personal information. Your data is shared only with the lending partners reviewing your application, and you can request deletion at any time.